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What You Need to Know about Overdrafts and Overdraft Fees
An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway. We can cover your overdrafts in two different ways:
This notice explains our standard overdraft practices.
After August 15, 2010 we will not authorize and pay overdrafts for the following types of transactions unless you ask us to (see below)
We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction.
What if I want Bank of Brookhaven to authorize and pay overdrafts on my ATM and everyday debit card transactions?
By completing the following, you acknowledge that you wish for Bank Of Brookhaven to authorize and pay overdrafts on your ATM and everyday debit card transactions on all of the accounts list below.
Notice: if two or more consumers jointly hold an account an opt in by any one of the joint consumers will be applied to all individuals on the account.